Bodily injuries caused by accidents occur daily throughout the state of Florida. Our personal injury attorneys represent individuals who have been injured due to the negligence of another person who appeared on the ground in South Florida. David Shiner and the firm`s accidental injury lawyers represent Florida residents on accident and accident insurance claims. As personal injury lawyers in Orange County, we regularly see insurance companies making low deals for personal injury claims. We are committed to knowing why, so we can circumvent these decisions and get the most out of our customers. Here are five reasons why your insurance company might not offer you the claim you`d expect based on precedent. In the case of minor soft tissue injuries (MIST), if you are not injured enough in an accident, you will have difficulty getting to your insurance company. In an 18-month investigation, CNN found that major insurance companies — including Allstate and State Farm — took a take-it-or-leave-it-claims-claims-approach. The news agency reviewed more than 6,000 corporate documents and court records and spoke with a dozen people across the country, including former insurance insiders and accident victims. Essentially, the insurance company offers a low offer and if you don`t agree and choose to go to court, you`ll be dragged through the wringer. If you`re considering a personal injury lawsuit, but aren`t sure if it`s the best option for you, you should speak to Clark Law Firm today: 877-841-8855.
In 1979, the California Supreme Court ruled that an accident victim can bring an action for punitive damages against someone else`s liability insurer if the victim believes the insurer has engaged in unfair claims settlement practices. This decision in Royal Globe Insurance Company v. The Superior Court was overturned in 1988 in Moradi-Shalal v. Fireman`s Fund Ins. Companies. This decision made it acceptable for insurance companies to make unfair and low offers to injured victims. The results have been devastating for lawyers and victims of personal injury. In 1997, claims closed were, on average, 35 percent lower than expected, according to a study by the RAND Institute of Civil Justice. This firm needs to hire more experienced lawyers to relieve more experienced seasoned lawyers, who usually have their hands full.
Your New Jersey accident lawyers are excited about the strategies insurance regulators use to think their case is worth less than its true merits. We encourage you to use the services of a personal injury lawyer before accepting offers from an insurance company. Insurance companies strive to settle cases for as little money as possible and will try to avoid litigation costs whenever possible. A common low-ball technique occurs when the insurance company sends a letter from a personal injury lawyer to the plaintiff. This lawyer will argue that he has assessed the matter and that the plaintiff should seriously consider paying a certain amount. These letters can be very persuasive, and many accident victims have prematurely accepted offers that may or may not match the real value of the case. If you receive any of these letters, take them immediately to our New Jersey accident attorneys. In that 2009 case, the California Supreme Court ruled that jurors could only know victims` discounted medical bills paid by health insurers, not the full scope of those bills. And while insurance companies saved nearly $3 billion with this decision, chances are you haven`t seen a reduction in your premiums.
Statistically, victims of personal injury who negotiate financial compensation with insurance companies without a lawyer receive settlement offers below the actual value of the case. In Berkeley, California, Sabharwal Law Offices, a local firm, helps clients resolve their problems. In 1992, a 79-year-old woman spilled an entire cup of McDonald`s coffee on her lap and suffered third-degree burns and astronomical medical bills. McDonald`s offered him $800 in compensation, even though the company had received 700 previous fire reports. The media and the public have judged women to be a figurehead of tort law reform and have accused citizens of suing big business to make money quickly. Hot Coffee, a documentary published by Docudrama Films, tells a completely different story of this case and several other high-profile cases that have been considered frivolous because big companies have turned the media in this direction. If an insurance company cannot deny liability, it will minimize the extent of the victim`s injuries in order to avoid a fair and equitable settlement. In the event of an accident, hiring an experienced lawyer who can handle the details of your case thoroughly can be a daunting and stressful process. Denial of financial responsibility: If a victim of personal injury takes legal action against a guilty party for financial compensation, the best way for an insurance company to avoid liability is to dismiss the victim`s claim. Unfortunately, insurance companies are more concerned with financial gain and will not prioritize your legal and financial interests. Attribute injuries to pre-existing medical conditions: The last line of defense insurance that must avoid financial liability is to attribute all injuries sustained as aggravated medical problems that the victim has already suffered. In some cases, plaintiffs and defendants live in different parts of the country or have been involved in an accident in a remote area.
With legal maneuvering, defendants and insurance companies may try to discourage the plaintiff by stating that travel expenses for the case are not worth the potential recovery. Again, your New Jersey accident attorneys can advise you exactly if this is correct and not settle a case based on the defendant`s allegations.