Also the suspension of interest, by the extrajudicial agreement of payments at first instance, and if this is not possible, the cancellation of all debts under private law, provided that a certain number of conditions and legal provisions are met. Remember that this is a relatively new law for Spanish legislation, where we still have codes from 1888, and there are even lawyers who do not know it or who do not apply it for fear of the procedure, which is very specialized and complex if you do not know it in detail The bars can demand the responsibility of their members, if the actions of these professionals violate the rules of the Code of Ethics of the Legal Profession, but they can therefore only require disciplinary liability, without being able to exercise the rights in civil liability due to incompetence, that is, the economic claims for damages that lawyers may cause by their actions. Depending on the case, we offer the customer a payment plan with affordable and interest-free fees. As a rule, we ask for a deposit as a provision. We also offer grace periods to pay our fees. It should be recalled that, according to the law and the consolidated doctrine of the Supreme Court, the plaintiffs before the Bar Associations are not parties to the case because they have no interest in the legal sense and therefore cannot intervene in it, without prejudice to the fact that they are informed of the opening and liquidation agreements that terminated it. In addition, and this is important, the disciplinary measures taken by associations against their lawyers do not interrupt the limitation or expiry periods if other civil or criminal liabilities are to be required, nor do they have a material impact on declarations of economic content. If we find that this is not possible, we look for alternatives that can at least partially improve their situation, such as, if necessary, filing renewable claims or enforcing the Mortgage Debtor Protection Act. We start when we have received a portion of the fee. Filing a complaint does not require formalism and can be done in the following way: Listen to first-hand accounts of success stories. A reduction in private law debts (loans, credit cards, debts of the community of owners) can be achieved with deductions and payment deferrals. We are registered with the Department of Justice as bankruptcy mediators.
Another guarantee of professionalism and experience. They have doubts about whether they can benefit from the law of second chance, and that is why we always organize a visit, during which we thoroughly analyze the situation of each person and advise them on the convenience of law enforcement. You can explain your situation during a first free consultation. Soon we will know if we can help you or not. If the action of a lawyer has caused damage and economic compensation is requested, it is recommended to contact a lawyer of your trust, who will analyze the case and indicate what is the right way for such a request, which can be an amicable settlement if the lawyer has assumed his responsibility and in this case would be handled by the lawyer`s insurer. but otherwise, if the lawyer does not assume responsibility and / or the insurer rejects the claim, you will have to go to court and in this case know that if you can not prove sufficient economic means to conduct the procedure, it is possible to process a legal aid file with the appointment of a public defender; For this purpose, the legal advice service of this illustrious bar association is located at our registered office in Calle Cárcel Alta 2 and the telephone number to request an appointment and be visited can be found on our website. This letter must contain your personal data, your signature, your address for notifications, a copy of your ID, the identification of the lawyer against whom you are directing the complaint / complaint / lawsuit, the presentation of the actions that you consider erroneous and the documents in which you support your disagreement (court orders, writings, professional order sheet, provision of funds). Clients were initially wary of a law that would allow for debt relief, although it is now becoming increasingly known through word of mouth and publications about it. In our office, we create budgets as a tailor-made suit, depending on the work to be developed and the economic possibilities of the client, and defer payments if necessary with a minimum of 1,500 euros per file. The aforementioned letter with the documents can also be sent by registered mail. In view of all this, the College will decide whether or not there is a violation of ethics and therefore disciplinary liability and will adopt a resolution, which will be communicated to it by registered letter with acknowledgment of receipt. You have a closed budget that is adapted to your situation and has comfortable payment terms.
Keep in mind that the cost of the procedure will be immensely lower than the debts that will be cancelled. We only work with independent professionals who support you honestly and transparently. Public debts are not cancelled in their entirety: they are those of the tax administration, the social security fund or the debts of the municipal council. We are now in the midst of a legal battle to have them annulled by at least 50%. If this is not possible, we create a payment plan to carry forward the debt. Our office is located in the center of Zaragoza. You can meet us and visit us in person whenever you want. No, there is no minimum debt, although it is recommended for procedures of at least 15,000 euros. The law of second chance can be accepted by any person, family and self-employed person with debts not exceeding 5 million euros. Very often, clients are not aware of all the debts they have on their behalf and we help them collect the documentation.
There is no doubt that we are already seeing a very remarkable increase in consultations in this regard and with a large number of issues on which we are working. Finally, he must clearly indicate what his request is and the specific request addressed to the Granada Bar Association. We support them and bring all our experience to achieve the best goals: that our clients can rebuild their lives without debt. We are a team of lawyers passionate about our work and aware of the situation of families and freelancers in a situation of bankruptcy or economic ruin.